questions and concerns regarding funerals are addressed
below for your convenience
Please feel free to
us with any questions
you may have - or if you would like more information
The Baptist Hour, a radio program
that airs local deaths can be heard
every day at 7:00 AM on
How much does an
average funeral cost?
The average cost for a Complete Traditional
Funeral usually ranges between $8000
to $9500. There are very many
options available in both services and merchandise
choices that affect the overall cost.
What is included in the
above price range?
Transfer of the body from place of death within a 30 mile
radius to the funeral home, embalming and other
preparation of the body (for public services), an
Arrangement Conference with Licensed Funeral Director and
the subsequent coordination with third party participants
(clergy members, hairdressers,etc.) Evening Visitation at
the funeral home, Funeral Service at funeral home or
other location, Committal Service at the cemetery, a
medium price range casket, an outer burial container, and
expenses incurred at the cemetery (grave opening and
closing, tent and chair rental and vault/casket lowering
device, etc. Some other accessory type
services and merchandise may be included as well.
Outer Burial Container?
An outer burial container encloses the casket and
substantially prevents the earth from sinking into the
are two types: Grave Liners and
Liners merely keep the weight of
the earth from crushing the casket. They often
incorporate drain holes in order to relieve the pressure
of the rising and falling of the water table - and they
do not seal. This may allow water to contact
the casket. Grave Liners do offer some protection from
the weight of the earth that would possibly overcome the
limited protection offered by the lid of the casket.
Vaults, on the other
hand, constructed of concrete, plastic or metal, use
various sealing techniques to prevent the intrusion of
water, air or earth from coming in contact with the
casket. Remember: Once buried, the casket
protects the body only when the vault protects the
casket. Vaults also offer greater protection from the
weight of the earth that would possibly overcome the
protection offered by the lid of the casket.
For more information
on caskets and vaults visit our SERVICES page.
Do I have to buy an
outer burial container?
No. It's not required by law in
Illinois that you purchase an outer burial container.
However, most cemeteries do require some type of outer
burial container to prevent the grave from sinking
In most cases embalming is not required by law
in all states. However, there are many reasons embalming
should be selected: Primarily, a more lifelike, natural
and pleasant appearance of the deceased is often the
result of a properly and carefully embalmed body, and of
equal importance, embalming preserves and sanitizes the
body tissues for a certain time. It does not usually
prevent the inevitable breakdown process that involves
the tissues but it does delay it for a reasonable period
until proper, meaningful and dignified ceremonies may be
Is cremation less
expensive than traditional earth burial?
Direct Cremation normally is.
What is "Direct
The body is transferred from the place of death to the
funeral home and held 24 hours as per Illinois state law.
Once the proper authorizations and permits are obtained
and completed the body is cremated . With Direct
Cremation there is no public viewing of
the body, no visitation and no
funeral service before the cremation process. The cremated
remains are then returned to the family for final
disposition. A Family Gathering or Memorial
Service is often held at a later date with or
without the cremated remains present to commemorate the
life of the deceased person.
complete service with a visitation/viewing and funeral
service all held prior to
cremation is nearly always
a more emotionally and psychologically fulfilling
experience for family and friends. Since,
in order to have public services, embalming is necessary
- as is some type of casket. This type of service often
comes close to the cost of a Traditional Funeral Service
With Burial, yet still retains the individual's wishes to
advertisements offering "Discount Funeral
Arrangements" and merchandise?
You may have seen ads of this nature in your local paper.
The practice is not new to most areas of the country. Be
careful! Across the nation, the
discount and free gift offers
have been fertile ground for the classic bait and
switch sales tactic. The advice to compare prices
from several reputable funeral homes would serve well
here. Be sure to compare apples to apples and oranges to
oranges. Also, pay very close attention to
what an advertised discount package does
not include. Read the fine print!
Ask questions! Get it in writing!
If I plan my funeral
now, what happens to the money I pay? And if I live
another 50 years, are the prices locked in?
Yes! This is one major benefit of
pre-arranging. If you pay the full amount, the price is
locked in no matter how long you live, as long as all of
the money is held in trust. It may be trusted in a bank,
credit union or insurance trust through a funeral home or
cemetery organization. Interest is accumulated within the
trust and is used to offset inflationary price increases.
Is my pre-arranged
funeral plan transferable to another funeral home?
Yes. People do so every day. But
again, do some checking first. In Illinois, a
canceled pre-need held in a bank trust may
be subject to a funeral home administrative fee of 10% of
the payments made under the contract or $300, whichever
sum is less. Although it is legal to do
so, many funeral homes do not charge this fee.
However, some do, so check first. Pre-need funds held
in insurance trusts are
not subject to these fees and
the funds are completely transferable.
What happens to
pacemakers and other medical implants once someone dies?
If cremation is desired the device may need to be removed
if it has the potential to cause a hazardous
condition. Pacemaker batteries may explode when
subjected to the high heat of a cremation chamber. Nonprofit
organizations such as "Second
Life" recycle pacemakers and
defibrilators by delivering them to underprivileged
patients in foreign countries. Hearing Aids can also be
reused. Contact us for more information.
us your questions!